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Canada Benefits: I am a senior in Ontario
This Canada Benefits Web site provides an overview of all government benefit programs and services concerning seniors in Ontario.
Source: Government of Canada.
Getting Ready to Retire
Are you getting ready to retire? There are some things you need to know:
Source: Government of Ontario
Ontario Guaranteed Annual Income System <abbr>GAINS</abbr>
This Web page provides answers to commonly asked questions about the Guaranteed Annual Income System (<abbr title="Guaranteed Annual Income System">GAINS</abbr>).
Source: Government of Ontario. Ministry of Revenue.
Ontario Seniors Secretariat - Consumer Information and Protection
As a part of the Ontario Seniors Guide to Services and Program, this site provides comprehensive information for consumers and offers resources for protection.
Seniors' Care : Community Support Services
Community Support services help you to maintain your safety and independence while living at home. Services are delivered either in your home or in different locations around your community.
Source: Government of Ontario. Ministry of Health and Long-Term Care.
About Seniors' Health Issues
Information on federal and provincial programs and services available to seniors.
Source: Government of Canada,
Accessible Housing by Design - Ramps
After reading this publication, you will understand how a ramp should be built, the materials that should be used and things to take into consideration before building a ramp on your home.
Source: Canada Mortgage and Housing Corporation
Allowance for the Survivor Program
The Allowance for the Survivor Program provides a monthly non-taxable benefit to low-income widowed spouses who are not yet eligible for the Old Age Security pension.
Source: Service Canada
Allowance Program
The Allowance is a monthly benefit for low-income seniors (aged 60-64) whose spouse or common-law partner is eligible for, or currently receiving, the Old Age Security (<abbr title="Old Age Security">OAS</abbr>) pension and the Guaranteed Income Supplement (<abbr title="Guaranteed Income Supplement">GIS</abbr>).
Source: Service Canada
Are you receiving an OAS pension? Is your income over $66,335 for 2009 ($63,511 for 2007)?
Do you live in Canada? In accordance with the Income Tax Act, if your net income before adjustments (line 234 on the tax return) exceeds $66,335 (for 2009), you may have to repay part or all of your pension.
Source: Human Resources and Social Development
At Home with Alzheimer's Disease
The safety and security of someone living at home with Alzheimer's Disease can be significantly improved by making minor, low-cost changes in a house or apartment. These practical adaptations will be of help to both the Alzheimer patient and their caregivers.
Source: Canada Mortgage and Housing Corporation
Be Prepared, Not Scared
Information products include alerts and advisories, self-help advice brochures, fact sheets, news releases, teacher's aids and videos.
Source: Public Safety and Emergency Preparedness Canada
Canada Pension Plan
There are three kinds of Canada Pension Plan benefits: disability benefits (which include benefits for disabled contributors and benefits for their dependent children); retirement pension; and survivor benefits (which include the death benefit, the survivor's pension and the children's benefit). If you contributed to the <abbr>CPP</abbr>, you are entitled to a retirement pension at the age of 65. You must apply to receive these benefits, and you should apply at least 6 months before you want to receive them. You can apply as early as 60, but your benefits will be reduced.
Source: Social Development Canada
Canada Pension Plan and Old Age Security
Almost all of today's seniors receive income from Canada's public pensions: the Canada Pension Plan (<abbr title="Canada Pension Plan ">CPP</abbr>) and Old Age Security (<abbr title="Old Age Security ">OAS</abbr>). Together, the <abbr>CPP</abbr> and <abbr>OAS</abbr> provide a modest base upon which Canadians can build their retirement income.
Source: Human Resources and Skills Development Canada
Canada Pension Plan Forms
Canada Pension Plan forms listed by title.
Source: Service Canada
Canada Pension Plan Retirement Pension
provides a monthly taxable benefit to retired contributors.
Canada's retirement income system
Besides your personal savings and investments, do you know how much money you can expect to receive in retirement? To help you better plan for your retirement, it's important to understand the various parts of Canada's retirement income system.
Canadian Forces Pension
Provides information regarding pay and allowances to military members on retirement leave; payment of Pension benefits, payment of Severance pay, payment of the Supplementary Death Benefit And the administration of all pension legislation applicable to Members of the Forces under the Canadian Forces Superannuation Act (CFSA).
Source: Department of National Defence
Canadian Retirement Income Calculator
The Old Age Security program and the Canada Pension Plan (or Quebec Pension Plan) provide a modest secure base on which to build your private savings. The calculator helps you assess your personal financial situation and helps you decide which steps to take to reach your retirement goals.
Source: Service Canada
Cancellation of Pension Sharing for Canada Pension Plan Retirement Pension(s) (PDF)
This site provides you with a form to end a pension sharing arrangement with your spouse or common-law partner.
Source: Service Canada
Credit Splitting Upon Divorce or Separation, Canada Pension Plan
The Canada Pension Plan recognizes that in a legal marriage or common-law relationship, both spouses or common-law partners share in the building of their assets and entitlements. Among these are Canada Pension Plan pension credits. When a relationship ends, the Canada Pension Plan pension credits which the couple built up during the time they lived together can be divided equally between them. This division is called "credit splitting". 'Partner' refers to either same-sex or opposite-sex common-law partner, or the person to whom you are married.
Source: Service Canada
Enhancing Safety and Security for Canadian Seniors: Setting the Stage for Action
This report focuses on the issue of safety and security for older Canadians. It addresses three specific components of safety and security: injuries, predominantly in relation to falls, elder abuse, and crime.
Source: Health Canada
Federal Superannuates National Association
The Federal Superannuates National Association represents the interests of pensioners from the Federal Public Service (including Government agencies/Crown corporations), Canadian Forces and the Royal Canadian Mounted Police.
General Information About the Canada Pension Plan
The Canada Pension Plan is a contributory, earnings-related social insurance program. It ensures a measure of protection to a contributor and his or her family against the loss of income due to retirement, disability and death.
Source: Social Development Canada
Guaranteed Income Supplement (<abbr>GIS</abbr>)
The Guaranteed Income Supplement provides additional money, on top of the Old Age Security pension, to low-income seniors living in Canada.
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