Canada Benefits: I am a senior in Ontario
This Canada Benefits Web site provides an overview of all government benefit programs and services concerning seniors in Ontario.
Source: Government of Canada.

Getting Ready to Retire
Are you getting ready to retire? There are some things you need to know:
Source: Government of Ontario

Pension Forms
Pension forms available on-line from the Financial Services Commission of Ontario.
Source: Financial Services Commission of Ontario

Allowance Program
If you are between 60 and 64, and your spouse or common-law (same sex or opposite sex) partner receives the Guaranteed Income Supplement, you may be eligible for the Allowance. The Allowance is a monthly benefit that helps bridge the income gap until you reach 65.
Source: Service Canada

Are You Living in a Same-Sex or Opposite-Sex Common-Law Relationship?
Information on changes to Old Age Security and the Canada Pension Plan affecting same-sex or opposite-sex common-law partners.
Source: Service Canada

Canada Benefits
The Canada Benefits Web site provides an overview of all Government of Canada financial benefit programs for individuals. You can find information about government student loans, the public pension plan, employment insurance, housing assistance, and payments or financial assistance to parents, immigrants, refugees, disabled individuals, Veterans, athletes and artists.
Source: Government of Canada.

Canada Benefits: I am a senior in Prince Edward Island
This Canada Benefits Web site provides an overview of all government benefit programs and services concerning seniors in Prince Edward Island.
Source: Government of Canada

Canada Pension Plan Forms
Canada Pension Plan forms listed by title.
Source: Service Canada

Canada Pension Plan Retirement Application
This online service allows you to apply for a Canada Pension Plan Retirement (CPP RTR) pension.
Source: Service Canada

Canadian Forces Pension
Provides information regarding pay and allowances to military members on retirement leave; payment of Pension benefits, payment of Severance pay, payment of the Supplementary Death Benefit And the administration of all pension legislation applicable to Members of the Forces under the Canadian Forces Superannuation Act (CFSA).
Source: Department of National Defence

Canadian Government Annuities Plan - Overview
An overview of the plans administered by the Annuities Branch, including a brief history of the Canadian Government Annuities, the available forms to annuitants and employers and the annual report.
Source: Human Resources and Skills Development Canada

Canadian Retirement Income Calculator
The Government of Canada has developed this calculator to help you plan for retirement. The calculator takes you step by step through an estimate of the ongoing income you will receive throughout your retirement.
Source: Service Canada

Cancellation of Pension Sharing for Canada Pension Plan Retirement Pension(s) (PDF)
This site provides you with a form to end a pension sharing arrangement with your spouse or common-law partner.
Source: Service Canada

Contact Income Security Programs
This Web page provides information on contacting Service Canada by phone, mail, e-mail and in person.
Source: Service Canada

CPP Investment Board
Our job is to invest CPP contributions that are not required to pay current benefits, in a way that maximizes returns without undue risk. The money that we invest today will be needed by the Canada Pension Plan to help pay the pensions of working Canadians who will begin retiring 17 years from now.
Source: CPP Investment Board

Credit Splitting Upon Divorce or Separation, Canada Pension Plan
The Canada Pension Plan recognizes that in a legal marriage or common-law relationship, both spouses or common-law partners share in the building of their assets and entitlements. Among these are Canada Pension Plan pension credits. When a relationship ends, the Canada Pension Plan pension credits which the couple built up during the time they lived together can be divided equally between them. This division is called "credit splitting". 'Partner' refers to either same-sex or opposite-sex common-law partner, or the person to whom you are married.
Source: Service Canada

Federal Superannuates National Association (FSNA)
The Federal Superannuates National Association represents the interests of pensioners from the Federal Public Service (including Government agencies/Crown corporations), Canadian Forces and the Royal Canadian Mounted Police.

Guaranteed Income Supplement (GIS)
The Guaranteed Income Supplement provides additional money, on top of the Old Age Security pension, to low-income seniors living in Canada. To be eligible for the GIS benefit, you must be receiving the Old Age Security pension and meet the income requirements explained on this Web page.
Source: Service Canada

Home Buyers' Plan (HBP)
Information about the Home Buyers' Plan, which allows you to withdraw funds from your RRSP to buy or build a qualifying home.
Source: Canada Revenue Agency

Income Security Programs Forms Listed by Title
These forms will allow you to apply for benefits under Canada's various retirement income programs.
Source: Service Canada

International Benefits
If you have lived or worked in another country, or you are the surviving spouse or common-law partner of someone who has lived or worked in another country, you may be eligible for a pension from Canada or abroad.
Source: Service Canada

Lifelong Learning Plan (LLP)
The Lifelong Learning Plan (LLP) allows you to withdraw amounts from RRSPs to finance training or education for you or your spouse or common-law partner. You cannot use the RRSP funds to finance your children's training or education, or the training or education of your spouse or common-law partner's children.
Source: Canada Revenue Agency

Office of the Superintendent of Financial Institutions
The Office of the Superintendent of Financial Institutions regulates federally administered private pension plans. The Pension section of their Web site includes a Pension Guide for Members of Federally Regulated Private Pension Plans which contains useful information about pension plans in Canada.
Source: Government of Canada

Old Age Security Pension
The Old Age Security pension is a monthly payment available to most Canadians aged 65 or older. You must apply to receive benefits. If you meet the eligibility requirements explained below, you may be entitled to receive the Old Age Security pension even if you are still working or have never worked.
Source: Service Canada

Payment Rates, Canada Pension Plan
Canada Pension Plan rates are adjusted every January if there are increases in the cost of living as measured by the Consumer Price Index. This site provides a table that lists the maximum and average monthly rates for Canada Pension Plan benefits for the current year.
Source: Service Canada